25-year cost comparison for a $300/month US electric bill.
Without solar
25-year utility cost
$141,000
Rates rise ~3% per year (EIA avg.)
With solar
Net system cost
$37,000
After 30% federal ITC
Your savings
Difference
+$104,000
Estimated lifetime advantage
500,000+
calculations completed
25,000+
users monthly
Trusted by US homeowners Β· Data sourced from
NRELEIAEnergy.govDSIREIRS / SEIA
AuthorMark Sullivan
Reviewed byGreen Energy Calculators Editorial Team
Last updated
Data approachSee data quality and methodology below.
A 4,000 square foot home in the US typically needs 45 solar panels (17.6 kW) at national average electricity rates and sun hours β $37,000 after the 30% ITC with 11.0-year payback. State-by-state, system size ranges from 12.2 kW in Arizona to 25.6 kW in Alaska, and payback spans 3.3β18.7 years.
Direct answers for US homeowners β sized for a 4,000 sq ft home.
Nationally, a 4,000 sq ft home (~1,978 kWh/month) needs about **45 panels** (17.6 kW) at average US rates and sun hours. State totals range from **31** in Arizona to **64** in Alaska.
**Hawaii** leads at **3.3-year** payback (13.2 kW, $27,800 after ITC). **Washington** is slowest at **18.7 years**.
US average net cost is **$37,000** for a **17.6 kW** system ($52,900 gross). State costs range from **$27,800** (Hawaii) to **$53,700** (Alaska).
Yes β same end goal, different starting point. 4,000 sq ft maps to roughly **$300/month** nationally. Use this hub for **home size**; use the [$300/month bill hub](/guides/solar-panels-300-month-bill-by-state/) if you know your utility bill.
See the [national 4,000 sq ft guide](/guides/how-many-solar-panels-4000-sq-ft-house/) for roof orientation, panel wattage, and calculator walkthrough. Each state link below adds **local rate & sun hours**.
$300/month electric bill by state
System size and payback vary by electricity rate and sun hours β see your state.